Financial Education Through Real Experience

Our teaching approach combines practical budgeting scenarios with hands-on financial planning to build lasting money management skills that actually work in your daily life.

Explore Our Programs

Scenario-Based Learning

We don't teach budgeting from textbooks. Every lesson starts with real situations – buying your first home, planning for a career change, or managing unexpected expenses. Students work through actual financial challenges they'll face.

Interactive budget simulations using real Australian market data
Case studies from actual client situations (anonymized)
Role-playing exercises for difficult financial conversations
Hands-on practice with budgeting tools and apps
Group problem-solving sessions for complex scenarios

This method helps students understand not just what to do, but why financial decisions matter and how they connect to bigger life goals.

Students participating in interactive budgeting workshop with real financial scenarios

How We Structure Learning

Each course follows a proven progression that builds confidence step by step

Foundation Week

Students assess their current financial situation honestly. We cover basic concepts but focus on understanding personal money patterns and identifying specific goals. No judgment – just clarity about where you're starting from.

Practice Phase

Real scenarios begin. Students create budgets for different life situations, practice tracking expenses, and learn to adjust plans when things don't go perfectly. We emphasize that flexibility is more important than perfection.

Challenge Projects

Advanced exercises like planning a major purchase, creating an emergency fund strategy, or budgeting through income changes. Students present their approaches to the group and get feedback from peers and instructors.

Personal Application

Students apply everything to their actual financial situation. They create a realistic long-term budget, identify potential obstacles, and develop strategies for staying on track. This becomes their roadmap after the course ends.

Lead Instructor

Meet Lachlan Pembroke

Lachlan has been teaching financial literacy for over eight years, but his real qualification is that he's made plenty of money mistakes himself. After struggling with debt in his twenties, he learned that good budgeting isn't about being perfect – it's about being realistic and adaptable.

"I teach from experience, not theory. Every mistake I've made, every strategy I've tested, every challenge I've faced – that's what I bring to the classroom. Students appreciate honesty more than perfection."

He specializes in helping people create budgets that actually work with their lifestyle, rather than forcing them into rigid systems that fall apart after a few months. His approach focuses on building sustainable habits rather than dramatic financial overhauls.

Get in Touch