neraloviax Financial Education
30 Pridham St, Farrer ACT 2607, Australia
Est. 2018 ASIC Certified

Refund Policy

neraloviax Financial Education Services

Effective Date: January 1, 2025
1

Refund Eligibility Criteria

At neraloviax, we're committed to providing valuable financial education services. We understand that sometimes our programs might not align perfectly with your expectations or circumstances. Here's when you're eligible for a refund:

  • Request submitted within 14 days of program enrollment
  • Less than 25% of course materials accessed or downloaded
  • No completion certificates issued for the enrolled program
  • Technical issues preventing program access (verified by our support team)
  • Program cancellation due to insufficient enrollment numbers
  • Medical or family emergency documentation provided
  • Duplicate enrollment or billing error occurred

We evaluate each refund request individually, considering your specific circumstances and program engagement level. Our goal is to find fair solutions that work for everyone involved.

2

Step-by-Step Refund Process

Getting a refund is straightforward when you follow these steps. We've streamlined the process to make it as simple as possible while ensuring we can properly review each request.

1

Submit Request

Email info@neraloviax.com with your enrollment details, reason for refund, and any supporting documentation.

2

Initial Review

Our team reviews your request within 2-3 business days and confirms receipt with next steps.

3

Eligibility Assessment

We evaluate your request against our criteria and may request additional information if needed.

4

Decision Notification

You'll receive our decision via email within 7-10 business days of your initial request.

5

Refund Processing

If approved, your refund will be processed within 5-15 business days depending on payment method.

3

Common Refund Scenarios

Different situations call for different approaches. Here are the most common scenarios we encounter and how we typically handle them:

Early Withdrawal

If you withdraw within the first 7 days and haven't accessed more than 15% of materials, you're eligible for a 100% refund minus any processing fees.

Partial Completion

For programs 15-50% completed, we may offer partial refunds or program credits based on individual circumstances and reasons for withdrawal.

Technical Issues

If technical problems prevent access for more than 72 hours, we'll provide full refunds or free program transfers to resolve the situation.

Program Cancellation

When we cancel programs due to low enrollment or instructor availability, all participants receive full refunds within 10 business days.

Medical Emergency

With proper documentation, we offer flexible solutions including full refunds, program deferrals, or extended access periods.

Billing Errors

Duplicate charges or billing mistakes are corrected immediately with full refunds processed within 3-5 business days.

4

Payment Method & Processing Times

Refund processing times vary depending on your original payment method. Here's what to expect for each payment type:

Payment Method Processing Time Additional Notes
Credit Card 5-7 business days Appears as credit on next statement
Debit Card 3-5 business days Directly deposited to account
PayPal 1-3 business days Instant notification via PayPal
Bank Transfer 7-10 business days Requires account verification
BPAY 3-5 business days Available for Australian accounts

Processing times begin once we've approved your refund request. Bank processing times may add 1-2 additional days depending on your financial institution.

Important Policy Notes

Please note that refunds are not available for programs that have been fully completed or where certificates have been issued. Gift purchases follow the same refund criteria but may require additional verification. International payment processing may take longer due to currency conversion and banking regulations. We reserve the right to limit refunds for accounts showing patterns of frequent enrollment and cancellation.

Need Help with Your Refund?

Our customer service team is here to help guide you through the refund process and answer any questions you might have.

Email Support

info@neraloviax.com

Response within 24 hours

Include your enrollment details

Phone Support

+61 2 6222 6333

Monday-Friday: 9:00 AM - 5:00 PM AEST

Average wait time: 3-5 minutes

Mailing Address

neraloviax Financial Education

30 Pridham St

Farrer ACT 2607, Australia